Bangkok: SME D Bank hopes to provide loans worth over 75 billion baht in 2025. SME D Bank has provided 57.3 billion baht in loans in the first nine months and hopes to provide 75 billion baht in loans to SMEs by the end of 2025.
According to Thai News Agency, Mr. Pichit Mitrawong, Managing Director of the Small and Medium Enterprise Development Bank of Thailand (SME D Bank), revealed that amidst challenging internal and external economic factors, including US import tariffs, an influx of foreign goods, natural disasters, and tensions along the Thai-Cambodian border, Thai SMEs have had a severe impact. In the first three quarters of 2025, SME D Bank generated over 57.3 billion baht in loans, a 35.6% increase year-on-year, generating over 262.6 billion baht in capital flows into the economy.
SME D Bank has assisted over 16,000 vulnerable customers to resume their businesses, with a credit limit of over 33.59 billion baht. This has resulted in a reduction in non-performing loans (NPLs) to approximately 8.7% at the end of September 2025. This represents only 3.8% of NPLs after the 2015 rehabilitation plan, which is lower than the average NPL ratio for SME loans in the commercial banking system, which stands at approximately 7.8%. SME D Bank continues to assist SMEs in support of the government's Quick Big Win policy, which aims to stimulate short-term, long-term, and diversify businesses. The bank aims to provide 75 billion baht in loans for 2025 to enhance liquidity, with a fixed, special low interest rate of 3% per annum for the first three years. This initiative aims to create 343.5 billion baht in the grassroots economy and maintain employment for over 164,800 businesses. Several additional SME assistance measures are being proposed to the Cabinet for consideration.
It is acknowledged that the SME confidence index in Q4 2015 reached 80.6 percent, up from 67.1 percent in Q3. This increase is attributed to government measures such as the "Half-Half Plus" scheme, the "Half-Half" tourism scheme, and various other economic stimulus measures, which have boosted SME confidence amid the trend of low interest rates. Therefore, the company is focusing on loan measures, including the "Power-Up Loan," "SME Green Loan," and "Beyon Wings" loans, granting loans of up to 15 million baht per case, with an interest rate of 3 percent for the first three years and a maximum repayment period of 10 years. The company aims to provide services on the DX by SME D Bank platform to over 42,000 cases.