Bangkok: GH Bank responds to the government's Quick Big Win policy to solve public debt through six measures, reducing interest rates and installment payments for up to two years. The Government Housing Bank (GHB) is ready to support the government's economic policy in addressing public debt. Six measures are being implemented for customers in the Special Monitoring (SM) group and NPL customers whose incomes continue to be impacted. These measures will provide assistance for up to two years. Interested parties can register and express their interest in participating in these measures starting today via the GHB ALL BFRIEND application and at branches nationwide.
According to Thai News Agency, Mr. Kamolpop Virapala, President of the Government Housing Bank (GHB), revealed that the GHB is ready to support the government's economic policy, particularly addressing public debt, especially household non-performing loans (NPLs), one of five key policy areas to accelerate national progress. GHB has implemented relief measures for customers in the Special Monitoring (SM) group and NPL customers whose incomes continue to be impacted. Currently, more than 233,916 accounts have participated in the relief measures, representing a remaining principal balance of 263.601 billion baht. Customers can register to receive assistance as follows:
1. Household measures "HD1" target SM customers who have borrowed from the bank for at least three years. The assistance period is one year, with installment payments for months 1-3 set at 1,000 baht at 0% interest per year, gradually increasing in the following months.
2. Household measures "HD2" are for SM customers with at least one year of borrowing history. The assistance period is one year, with varying interest rates applied across different months, starting from 1.90% and moving to MRR-2.00% by the year's end.
3. "DC1" assistance measures are for SM customers, NPL customers, and customers with outside creditors. This allows installment payments at a rate of 3.55% per annum for two years.
4. "DC2" relief measures apply to NPL customers and those with outside plaintiffs, offering a 0% interest rate for the first four months, with a structured payment plan for subsequent months.
5. "M24" assistance measures cater to various customer groups affected by the economic slowdown, providing a one-year plan with an interest rate of 3.90%.
6. The M17 measure supports retail debtors with NPL status or those undergoing debt restructuring, with a one-year plan featuring an initial 0% interest rate.
As a result of its effective debt resolution efforts, GH Bank received a plaque of honor for financial institutions and partner agencies working with the Department of Rights and Liberties in 2025, commemorating the department's 23rd anniversary. This recognition acknowledges the agency's coordination and support of the department's operations, including the second annual Debt Resolution Fair, Building a Path to Justice. This reflects GH Bank's commitment to providing assistance and debt resolution to customers, ensuring the preservation of homes for Thais.
For customers who wish to participate in the measure, registration can be made from today onwards via the application.